CNSR SCI 275 Consumer Finance
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The term consumer finance as per the course CNSR SCI 275 Consumer Finance refers to the activities involved in granting credit to consumers to enable them to possess goods meant for everyday use.
In this course, itsuggest a functional definition of the subfield of consumer finance, focusing on four key functions which are as follows:
- Payments
- Risk management
- Moving funds from today to tomorrow (saving/investing)
- From tomorrow to today (borrowing)
The major consumer financial markets as per the course CNSR SCI 275 Consumer Finance include:
- Mortgage lending
- Student loans
- Automobile loans
- Credit cards and payments
- And other credit alternative financial products, and checking accounts and substitutes
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