BU 483 Life and Health Insurance

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This BU 483 Life and Health Insurance course module provides students the introduction to the life and health insurance streams of the insurance industry. In the above stated course, the students will learn 'Life Insurance' in a broad context. The course unit mainly emphasizes more than traditional life insurance, which endows on the death of the insured. Here in this course, the students will as well analyze insurance that pays while an insured is still alive, in particular annuities. Moreover, the students will review insurance which endows in the event of loss of health, incapacity or disability.

By the end of the term, students will be competent to:

• Describe the economic basis of the life insurance. Describe the concept of the human capital. Exhibit how the notion of human life value is obtained from the theory of human capital.
• Describe the numerous options for dealing with the financial impacts of death. Describe the merits and costs of life insurance as a manner treat the financial impacts of death.
• Understand and recognize mortality, life span and morbidity risks. Describe how these subdivisions are utilized to find out the kind of life insurance contract to purchase.

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